Credit cards are no longer a luxury but have become a necessity. With credit cards you can earn rewards and cashbacks every time you make a transaction through your card. If you have a Kotak Mahindra Bank credit card, you can activate it in quick and easy steps.
In conclusion, you must make sure that you do not use your credit card unnecessarily as these cards can make you form a habit of overspending. Hence, you must use your credit card only when required so that you can avoid a big fat bill and maintain a healthy credit profile.
(Note: Using a credit card carries its own set of risks)