Mutual Fund

5 best government loan schemes for start-ups in 2025

Accessing capital is one of the biggest hindrances that each and every corporate establishment faces, especially budding ones. However, it is always thrilling to put a business plan in motion. Fortunately, the government has several programs that explicitly grant credit assistance to start-ups. Below are different options of loans available to start-ups through government programs […]

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Mutual Funds: Why ’watching the pot’ is hurting your returns—And your sanity

In today’s fast-paced, information-driven world, it’s easy to get obsessed with monitoring the performance of your mutual fund every single day. With apps and websites giving live updates, checking your investment’s performance has never been easier. But is this constant scrutiny really benefiting you? The answer may surprise you. In fact, it might be harming

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How to redeem your credit card points? 3 ways you need to know

The first best on using a credit card is earning reward points for tedious transactions. However, points alone wouldn’t bring value until you effectively learn how you can use them. This guide will cover everything about redeeming credit card points. Understanding credit card rewards points Credit card issuers provide reward points as a way to

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What is the ICICI Bank Coral Credit Card and How does it benefit you?

The ICICI Coral Credit Card, is a unique credit card offering of ICICI Bank. It is designed in a way to offer customers exceptional benefits and rewards. These rewards are provided in categories such as dining, entertainment, travel, spending etc. Brief history of ICICI Bank Now before understanding the details of the credit card it

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Income Tax: 4 key reasons for which you should still opt for the old tax regime

Budget 2025 introduced a number of changes including the new tax slab rates under the new tax regime wherein taxpayers are not supposed to pay any income tax up to ₹12 lakh a year. This has undoubtedly made the new tax regime quite tempting for the middle-class taxpayers. In FY 2023-24, around 74 percent of taxpayers opted

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Budget 2025 | GIFT City insurance and endowment plans are now tax-free for NRIs. What about for resident Indians?

The Union Budget for 2025-26 has proposed a major tax arbitrage for unit-linked insurance policies and endowment plans sold via Gift City. If approved, the maturity proceeds in such dollar-denominated insurance plans will be tax-free if the premium amount is under 10% of the sum assured. Currently, maturity proceeds in Gift City-linked ULIPs and endowment

Budget 2025 | GIFT City insurance and endowment plans are now tax-free for NRIs. What about for resident Indians? Read More »

Edelweiss shocks investors with 2,000% fee hike; Radhika Gupta explains why

Edelweiss Asset Management Company (AMC) has announced a steep hike in the total expense ratio (TER) cap for its flagship Bharat Bond ETFs—from a near-zero 0.0001% to 1%, a move that could have far-reaching implications for investors. That’s a staggering 2,000% increase. However, the AMC has clarified that the actual expense is only expected to

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What is a soft and hard inquiry and how does it affect your credit score?

To build and maintain a good credit score, you must access your credit report and score and monitor it regularly. Similarly, when you apply for a credit product, the financial institution has to access your credit report and score. Depending on who accesses your credit report and score, you or the financial institution, and under

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MSME Credit Cards: How the Budget 2025 initiative will transform small businesses

Micro, Small and Medium Enterprises (MSMEs) have been provided with new credit cards in the Budget 2025 by the Finance Minister Nirmala Sitharaman. This is considered as a significant financial change as per experts, according to a detailed report by ANI. MSME credit card scheme Announced to the citizens during the budget speech of the Finance

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Credit score boost: How long does it really take to improve your rating? Find out

If you are planning to raise a personal loan remember that one of the key criteria that determines your application is your credit score. You can check your credit score for free here on Livemint. Let us suppose you want to raise a loan and your application was denied because of a poor credit score.

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